Affordability is the cornerstone of everything we do at MORTZ™. We help you find the best affordable loan that saves you both time and money, whether you are a first-time homebuyer, a repeat buyer, or an investor.
We shop for the lowest interest rates to keep your monthly payments as low as possible. Additionally, we assist you in improving your credit score and exploring options like larger down payments or shorter loan terms to further reduce your interest rate.
Save money upfront with our affordable low closing costs. Whether you are purchasing your dream home or refinancing your existing mortgage, our low fees help you maximize your savings and make your mortgage more affordable
We are your #1 affordable mortgage partner. We deliver personalized strategies to help you save even more money by paying off your mortgage faster at the back end
We originate through one of the top-rated mortgage companies, The Mortgage Network, so we have strong relationships with the nation’s most trusted wholesalers. We also work with several private money sources and non-QM Lenders, which allows us to help borrowers with unique financing needs. Below are just a few of the types of mortgages we offer, but we have many more, so we can provide the affordable mortgage you want for your purchase or refinancing needs.
Max loan amounts up to the FHFA
conforming loan limit. Primary, second
home, and investment properties.
As little as 3% down
Designed to make homeownership
accessible to borrowers with lower
credit scores & smaller down payments,
offering lenient qualification criteria
Exclusively eligible to military service
members, veterans, and their qualified
spouses, offering favorable loan terms and often requiring no down payment
Buy your first home with as little as 3%
down, 100% Gift funds allowed
from family
No-down-payment financing options
for eligible properties in designated
rural area
One-Time Close (OTC) Construction
available on Conventional, FHA, VA,
and USDA
Designed for more expensive properties and requiring larger loan amounts than conforming loans.
No income or employment is required. Qualify based on subject property rents only. Investment properties only.
Refinance to lower rates, minimal paperwork, and no appraisal required.
Quick, easy refinancing for those who've served—no appraisal required
Access funds for major expenses, like home renovations, education, or medical bills, using your home equity.
For homeowners typically aged 62 or older, that allows them to convert a portion of their home equity into loan proceeds, which they can receive as regular payments or a lump sum.
At Mortz™, we make it simple to explore your affordable home loan options. Whether you’re buying, refinancing, or investing, get a personalized quote with no commitment.
Copyright © 2025 | The Mortgage Network, NMLS: 197135, 600 S Cherry St. Suite 143, Denver, CO 80246 (303) 394-2121
